?SE HABLA
DINERO?™ TIPS
"¿Se
Habla Dinero?,……should
be compulsory reading for every high school and community
college student in America. Why? Because I believe, as a
retired Business News Editor at The San Francisco Chronicle
and former instructor at three large colleges, that had
this book been placed on school desks and kitchen tables a
quarter century ago our nation would likely be in the midst
of an educated economic boom rather than meandering in an
overextended, credit-bloated financial fizzle.”
AMAZON
CUSTOMER REVIEW -- December 31,
2007
By James
Robert Toland "Reading Man" (San Francisco, CA)
THIS MONTH’S
TOP THREE MONEY TIPS FROM
¿SE
HABLA DINERO? THE EVERYDAY GUIDE TO FINANCIAL
SUCCESS
1.
Don’t spend more than you earn.
Use the budget on this site and
in the back of the book, ¿Se Habla
Dinero?™ to figure out whether you need
to spend less and earn more.
Think of budgeting as a game. You win if you keep more of
the money you earn than you give to others. A budget is
also a stress buster. When you know you have more money
than days till the end of the month, you can relax.
2. Before you spend, wait and
think.
If you spend without thinking, chances are you’ll buy
something you want, but don’t need. So count to three and
ask yourself: Do I need this? Do I need it now? If I buy
it, will I feel good about it in a week?
3. Instead of spending on yourself, invest in
yourself.
Spending money on fast food, video games, gambling, or the
latest fingernail design simply puts wings on your dollars.
It does not improve your looks, your education, or your
ability to provide for your financial future.
But if you spend money to educate yourself, to put a roof
over your head, or to make a wise purchase, you are
investing in yourself and you will be more financially
secure and independent.